9/26/2007

Car Insurance Shopping Tips

Savvy consumers know it pays to do the legwork and shop around for car insurance. Considering prices for a six-month policy can vary greatly between companies, why not take the time to compare rates for several companies? To help you in your quest for car insurance, we've compiled a few tips that can help you save money and make the right choices for your situation.

Before you get started, review your insurance coverages and keep your auto policy on hand to make fair comparisons to your current coverage. Then start shopping. Visit insurance Web sites and insurance agents/brokers and get quotes. Following are a few more shopping tips.

Learn the Lingo
Do you know whether or not you need PIP coverage? Can you explain BI or PD coverage? Before you buy, learn the basic auto insurance lingo — it can help you make coverage decisions that are right for you. Visit our insurance definitions section and expand your knowledge now!
Stay with a Leader
Visit A.M. Best, Moody's Investor Service, and Standard & Poor's for information on the financial strength of various car insurance companies and what benefits and features they offer.
Enhance Your Experience
For 24/7 customer and claims service and the ability to manage your policy and pay your bills online, you need a company that can do more than simply provide a car insurance quote on its Web site. Visit progressive.com to see how much online control and access you have with Progressive

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